Property and liability Insurance
As a business owner, we know choosing business insurance that gives you adequate cover without breaking the bank is a challenge. Our Corporate Insurance products are tailored to your specific technical and operational requirements, enabling you to access innovative risk solutions, whether you are a small start-up, or a large corporation. With a wealth of experience, access to resources and the capability to respond to unexpected circumstances, you can count on us to provide expert advice about risk, protecting your business assets, future earnings, and exposure to legal liabilities.
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Financial Lines Insurance
Mauritius attracts many financial service companies due to its favourable tax structure. As these businesses are becoming increasingly exposed to cybercrime and questionable business practices, MIO is able to provide Financial Lines Insurance specifically to protect companies from these risks, and to cover them from practices that could do serious damage to both the company’s reputation and its balance sheet.
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Motor fleet Insurance
Be sure that your delivery vans, trucks, or other heavy transport vehicles are fully protected against accident or theft with our Motor Fleet Insurance. Our policies are designed to minimise losses, as well as to protect your drivers and third parties. The bottom line is that we understand how crucial it is to your business to get your vehicles back on the road as quickly as possible.
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Marine Insurance
If you are involved in international trade, you’ll know that transporting cargo carries many risks, which could lead to substantial physical and financial losses. With Mauritius offering both Freeport and Export Processing Zone facilities, MIO is able to provide users with international marine cargo insurance, with built-in flexibility to answer the needs of both importers and exporters, covering your cargo from the seller’s to the buyer’s warehouse. Our door-to-door protection will give you total peace of mind.
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Health Insurance
If you consider your employees to be one of your most valuable assets then you will want to make sure they are well taken care of. Our Business Health Insurance offers your employees access to private medical care, with different levels of cover to meet both their needs, and your budget. This excellent employee benefit will go a long way to keeping your employees happy and healthy, benefiting you in the long run.
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Keyman and Partnership Insurance
Every company has its key employees; people who play a crucial role in the organisation and whose unique mix of skills, knowledge and experience helps it to rise above the rest. MIO offers Keyman and Partnership Insurance designed to protect the business in the case where one of the key employees dies, or is permanently disabled, ensuring the cost of business continuity is covered at such a critical time.
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Life Insurance
Employees are the life-blood of an organisation. Offering life insurance plans, as part of an employment package will let them know that they are appreciated, which in turn will help them to focus on the task of building your business. Our Life Insurance Plans are designed for anything from small to medium enterprises to multinational organisations. They meet the budget requirements of your business as well as protecting your employees and their families in the case of death, disability, or if they become incapacitated. The plans are flexible to ensure that your business needs are taken care of within your budget, while your employees are adequately protected.
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